[Moving Blog to www.dyz.life]

Hey guys. If you are reading this, you’re a loyal subscriber and I owe you an apology for how infrequent I update this blog over the past couple of years.

Here’s an update. I’ve officially become a coder over the past several months. I mainly use Ruby on Rails, but I’ll likely be learning other programming languages as time goes on. Here are some of the stuff that I’ve been working on for fun: Eat2gether (a dinner date app), ResumeHack (a resume helper app for coders), and you can also checkout my Github.

I’ve built a new blog using Hexo (a fast, simple & powerful blog framework powered by Node.js), and have moved every post from this blog over to my own domain: dyz.life. The new blog will be bilingual but the new content will primarily be in Chinese as I’ve gained many more followers in China than previously (I now have over 30,000 subscribers between Zhihu and my Wechat media account).

I wrote a long blogpost about why I’ve decided to learn how to code after 2 startup experiences in China. If you care to read it’s available in Chinese here.

Anyway. This is good-bye for my WordPress blog. Thank you for the good run.




Dec 29, 2016

Downtown, Los Angeles


How Can Trump Win When All I Saw Were Hillary Supporters

On November 4th, 2008, students at Columbia University chanted their way up to Harlem following Obama’s victory, while supporters from Harlem rallied downtown. The two groups met in the middle of 120th St. and Broadway. People threw their arms open and hugged each other in ecstasy as the two crowds, a hodgepodge of different genders, races, ethnicities, and nationalities, merged into one – it was one of the most beautiful moments to be in New York City.


8 years later, as a Canadian-Chinese now living in Beijing, the 2016 U.S. Presidential Election seems to have very little to do with me. Yet I found myself practically glued to my phone all day, checking results by the minute.

Somehow, this election seems different. This isn’t about weighing two near-equal options, or getting the first female president elected. This is about keeping the world balanced, or turning it upside-down.

As the Chicago Tribune puts it, “Political campaigns are supposed to kick off debates about how we should feel about the candidates. Donald Trump’s campaign has started a debate about how we should feel about the candidate’s supporters, too.”

At this very moment, my Facebook newsfeed is filled with “I can’t believe Trump is president” and “We are immigrating to Canada” type of posts. I eagerly put one up myself, about how the conservative sentiment from Brexit to Trump is spreading and the world will become more divided for years to come. Across the board from Facebook/Twitter/LinkedIn, I don’t see a single post supporting Trump.

The polls told a similar story up until the election. Across the NYT, Huffington Post, Princeton Election Consortium, and virtually every single poll, nearly everyone predicted a Democrat President.

Yet here we are, President Trump-ed.


Sure, I’m interested in finding out how Trump won, but I’m much more interested in finding out how we got it all wrong. And as I looked at the election result maps, the answer became more and more clear:

Presidential Election Results by County


Presidential Election Results – Change from 2012


In both maps, I have highlighted Manhattan – the only U.S. electoral “county” I have ever lived in, where 87.2% of voters voted Hillary.

To prove my point further, I dug an old map of where my Facebook friends are geographically:


Not clear enough? Let’s zoom in.


This map looks remarkably similar to this map:

Presidential Election Results by Size of Lead


Call this the “echo chamber.” Unknowingly, I have been only looking at newsfeed by residents of Democrat’s biggest strongholds. And that is why I could never see Trump supporters. That is the big divide.

Mainstream media face a similar problem. The Guardian calls it “The greatest American mystery at the moment”:

I call it a “mystery” because the working-class white people who make up the bulk of Trump’s fan base show up in amazing numbers for the candidate, filling stadiums and airport hangars, but their views, by and large, do not appear in our prestige newspapers. On their opinion pages, these publications take care to represent demographic categories of nearly every kind, but “blue-collar” is one they persistently overlook. The views of working-class people are so foreign to that universe that when New York Times columnist Nick Kristof wanted to “engage” a Trump supporter last week, he made one up, along with this imaginary person’s responses to his questions.

By now, I know that most people whom this post will reach would probably share similar views with me. So like many of you, I had hoped that Hillary would win. I had hoped to see live on YouTube a rally on Broadway just like the one for Obama in 2008 and celebrate the first-ever female president. But that didn’t happen today. Not in places where we could see them anyway. A rally probably took place in Montgomery County, Texas, where Trump had a 74% victory over Hillary’s 22.5%. But we wouldn’t know. Few of us would ever meet many people from working-class Middle-America, never mind going there to understand what issues they face and how they think.

In Trump’s victory speech, I found relief in the fact that he did not bring up the wall or say anything racist. But the most memorable line was probably this:

“The forgotten men and women of our country, will be forgotten no longer.”

To these men and women with whom most of us probably share no mutual friends, we owe them the respect they deserve, and honor the leader they have chosen. Regardless of what the future may look like, we will always fight to make it better, because that is what will always unite people, no matter how different their political stances may be. If we truly believe in “stronger together,” then that is what we should do.

Living Two Separate Lives – 活在两个世界里

Do you ever feel like you live two separate lives?
有时后,觉得自己象是一台装了Windows的Mac,虽然小时候一直是用Windows,但自十岁起开始转用Mac OS,也逐渐成为了忠实的苹果粉丝。此时再回到Windows,还是会用,每次都需要一段时间熟悉,慢慢也会习惯,只是偶尔还是会对Mac存有浅浅的怀念,因为用惯了更好的系统,当然回不去了。
随着越来越多的人都拥有属于自己的两个,甚至是更多,不同的世界,如何生活和如何去选择一种生活可能会是越来越让我们痛苦的决定。In this case, options aren’t simply always good.

China and Brazil – How the World Runs While We Sleep

Founding President of Harvard GCC chapter and a former Director of GCC Management, Eric Glyman, spoke at Harvard last week. His message was simple: it’s not about the here and now; it’s about the future, and China and Brazil together hold a promising future for anyone who cares to learn both Mandarin and Portugese. Video posted below:

Eric Glyman – China and Brazil: What You Need to Know from Lowell Student Speeches on Vimeo.

“Always remember to look up and look ahead.” Cliche? Sure. But it all comes down to those who are making moves to put cliche ideas into practice.

Ready for Valentine’s Day?

As Valentine’s Day is coming up, I thought I might share this interesting infographic on Valentine’s Day spending trends. Men spend >2x as much as women do on Valentine’s Day, so maybe all the ads should target what men think women might want instead. Also, 53% of all women would end their relationships if they didn’t get something on Valentine’s Day – time to create that perpetual annual event reminder on your calendar 😉



Valentine’s Day Spending 2012 [infographic]

A Random Walk Down (Occupy) Wall Street

The title of this post is inspired by the well-known investment book, A Random Walk Down Wall Street by Burton G. Malkiel (1973). I’ve never read the book, but the idea that Malkiel tried to convey is pretty easy to summarize:

Since stock prices cannot be predicted in the short term, argues Malkiel, individual investors are better off buying and holding onto index funds than meddling with securities or actively managing mutual funds. Not only will a broad range of index funds outperform a professionally managed portfolio in the long run, but investors can avoid expense charges and trading costs, which decrease returns. […] His witty, acerbic style and persuasive arguments will delight readers but, alas, leave Wall Street unmoved.

– Amazon.com

In honor of the Zuccotti Park eviction, below are pictures of my random walk downtown about two weeks ago. Hope you enjoy.

New Look

Switched up to a more minimalist theme. I realized the previous theme was difficult to read with the gray font.

If you’re reading this stuff I would really appreciate any comment or other feedbacks so that I know there are actually people out there reading and I’m not just talking to myself.

Working on a few blogposts right now hope to publish soon!

Thanks =)

I’m in New York

After not seeing New York for a year, this trip has turned out to be slightly more overwhelming than I had mentally prepared myself for lol.

So my 13hr flight from Beijing to Newark was delayed (again… 点子太低了) because – get this – they apparently didn’t communicate that the US is now on daylight savings. Beijing air traffic authorities are either challenged or full of BS.

Anyhow, got to Columbia, everything’s closed. Lots to say about the comparison now between Beijing vs. New York. But I guess that’ll have to wait. For now, it’s dinner with GCC followed by night at Circle with good old 2011’ers.


Hello Columbia – it’s good to be back. Even for a week 😉

I am in London

Of all my whimsical decisions in life – and there haven’t been many, really, not even the great Gap Year – this one probably is sitting near the top of the list:

I am in London.
(Yes, I am that unexciting).

The 11-hour flight on British Airways from Beijing to London was delayed by an hour due to – surprise – 航空管制. Flight was great. Food sucked. Didn’t watch their movies because after all British Airways ain’t no Cathay Pacific. Met a fellow Chinese person who now works in Edinburgh. And we talked for quite a bit about… GCC. How sad. Well we talked more than just about GCC, but I’ve learned that it creates more of an impression than talking about Goldman Sachs. (Can someone in GCC pay me for saying this?) No actually we began by talking about the iPad and how to jailbreak it (Apple is more likely to pay me than GCC so… oh wait, I mentioned jailbreaking…).

Anyhow, sitting in the airport and taking a minute to collect myself: Pounds + SIM card + phone numbers = Functional human being.

Meeting up with a friend from GS over the summer later.

It’s amazing how this airport alone left me with such a great impression of London. I am that shallow. Wow.

Will be up in 12 hours for a GCC conference call at 5am London time. I really feel now like I work for a non-profit organization.

Life is good,

From Heathrow

Gap Year – Ya, I’m doin’ it. 我休学了,你呢?

“That’s so cool!” is usually the first reaction I receive when I entrust someone with my idea of taking a gap year.

“So what are you gonna do?” is usually the sentence immediately following that.

To be perfectly honest here for a second before returning to my full-on 忽悠 mode: I don’t know.

… Entrepreneurship? … Management consulting? … Finance??

Ten weeks in finance. I witness the S&P fall to its regional low of 1,022, its correction back to around 1,120 on the back of strong 2Q earnings, and then its dip back down when bank after bank began downgrading economic forecasts of both the emerging markets and OECD. Economics aside, I learned a lot about not so much investments, but rather investor mentalities. On our portfolio trading simulation team, no one knew which stock was going to make  us money. We made bets on Visa, on Amazon, on tech ETFs, but no one knew. Ten weeks may have allowed me to skim the surface of some fundamental and technical analyses, but really, I’m barely skimming the surface and I already see how deep the water must be. No one who has the money in the pool is going to stay calm and undisturbed when thousands and thousands of market news cross-pollinate to create a jungle of uncertainty. The incentive structure of the information distribution system in the investment world is skewed up and to the right. Good times everyone makes money, bad times no one talks and the floor contains as much noise as the inside of a morgue. Institutions make bank while prop traders follow, and private investors stand outside the fence wondering what’s up.

If there is something I learned and decided this summer, it’s that I don’t ever want to be an equity fund manager. If I knew the chances of me outperforming  the market is so slim, why do I even bother?

Finance is tough and unpredictable. But economics is fun. It’s simple, it’s intuitive, it’s manipulable. This is why economists can get more attention by talking (think Paul Krugman, 郎咸平, etc.), because they don’t have to perform. They just have to talk. I mean really what’s the secret formula here for global fame? Get some very legit credentials (e.g. win the Nobel Prize in Economics), and then say some very controversial stuff (e.g. China is screwing over the US). Maybe hire 10 analysts to get you economic data to support your claims. Save the world while you’re at it.

So back to the topic here… gap year.

I turned down the attractive offer and decided to “explore,” and rather than just taking a semester off and graduate on time, I decided to graduate a year later. It was not an easy decision, for me or for my parents. I’ll explain this part in Chinese:



有没有家长为子女想过,在我们每天于校门内外奔波,与试卷课题武斗,为功名利禄所奴用,马不停蹄地为了在他人的眼中活的更高等,更高尚的时候,我们的自我呢?如果全天下有亿万件可做的事情,那在我们闭上眼睛的那一刻时我们都各自做了多少件呢?的确, 有时我们沿着主流社会走,可以走得很高,很远,可以改变世界。但现实是大部分人都不会走到那一天。大部分人在沿着现实走的时候会看到前面的路并不通往改变世界的大门,而是一个普普通通的骨灰盒。







En route in Qinghai
The ever-changing landscape of Qinghai